Nov 02 2009
My View on Medical Insurance
I have a love/hate relationship with medical insurance. I love having it because I’ve got 3 kids that have to go to the doctor on a regular basis, along with the dentist & the optometrist (bad eyes run in my family). I hate the cost of it though! We usually go through my husband’s work because that’s always been our cheapest/best choice. And with me not working, sometimes it was our only choice. Hubby has finally been at this company long enough to qualify for their insurance. It’s going to cost us $163/paycheck & he gets paid weekly! That means we are paying over $700/month for insurance. And it has a high deductible, $15,000 for the whole family. I’m not 100% sure on all the insurance lingo yet but my friend says that’s a very high deductible, especially for how much we pay. Everytime I’ve looked at insurance though, its always had deductibles in the thousands. I should be getting the insurance information soon, probably this weekend when he comes home, & I’ll be reading that next week. I’m hoping to find something comparable online that doesn’t cost so much! The insurance is going to knock his checks from over $800-1000/week to $600-800/week. There has to be something out there that is cheaper for us!
